Loaded Crispy Cheese Burrito

Category: Quick Bites to Cure Any Craving

This loaded burrito combines the best of Mexican and American flavors with seasoned ground beef, fried rice, and multiple cheeses. The preparation involves sautéing onions with beef and seasonings, then layering tortillas with spicy mayo, rice, nacho cheese sauce, sour cream, and tortilla chips. What makes this dish special is the final step - grilling the wrapped burrito until the exterior becomes deliciously crispy, creating a perfect contrast to the creamy, savory filling inside. The optional technique of sprinkling cheese directly on the griddle before placing the burrito down creates an extra crispy, cheesy exterior that takes this dish to another level.

Marcus Jackson holding a pie.
Updated on Thu, 12 Jun 2025 23:47:09 GMT
A grilled cheese burrito on a wooden table. Save
A grilled cheese burrito on a wooden table. | yumrica.com

This hearty Grilled Cheese Burrito combines the comfort of a grilled cheese with the satisfaction of a loaded burrito. The crispy exterior gives way to a melty, cheesy interior packed with seasoned ground beef and fried rice for a meal that truly delivers on flavor and texture.

I discovered this recipe during a late-night cooking experiment, and it's become my family's most requested meal for our Friday night dinners. My teenagers actually come home early when they know these are on the menu.

Ingredients

  • Ground beef gives this burrito its hearty foundation. Look for 80/20 for the best flavor balance
  • Onion adds aromatic depth. Yellow onions work best but white will do in a pinch
  • Tomato sauce creates a rich base for the beef. Use a good quality one without added sugar
  • Smoked paprika brings a subtle smokiness. The Spanish variety has the most authentic flavor
  • Flour tortillas are essential for proper folding. Choose the burrito size 12 inch variety
  • Nacho cheese sauce adds that restaurant quality indulgence. Homemade is amazing but store bought works well
  • Sour cream brings cooling creaminess to balance the spice. Full fat creates the best texture
  • Tortilla chips add surprising crunch. Slightly crushed but not powdered works best
  • Spicy mayo elevates the whole dish. Mix mayo with hot sauce or sriracha to taste
  • Fried rice adds unexpected texture and flavor. Day old rice works perfectly here

Step-by-Step Instructions

Prepare the beef mixture
Heat olive oil in a large skillet over medium heat. Add diced onion and cook for 5 minutes until translucent and slightly golden. Add the ground beef, breaking it up with a wooden spoon as it cooks. Once nearly browned, add salt, pepper, smoked paprika, and dried oregano. Stir well to combine. Pour in tomato sauce and simmer for 5 minutes until flavors meld and mixture thickens slightly. The beef should be moist but not soupy.
Prepare your assembly station
Lay out the flour tortillas on a clean work surface. Warm them slightly in the microwave for 10 seconds if they're not pliable. Having all ingredients ready in separate bowls allows for quick assembly. Make sure your spicy mayo is prepared by mixing mayo with your preferred hot sauce to taste.
Layer your ingredients
Spread about 2 tablespoons of spicy mayo in the center of each tortilla in a rectangular shape, leaving a 2 inch border. Add ¼ cup of fried rice on top of the mayo, pressing slightly to compact. Pour ¼ cup of nacho cheese sauce over the rice. Add ¼ cup of the beef mixture, followed by ¼ cup sour cream. Sprinkle ¼ cup slightly crushed tortilla chips over the top.
Master the burrito fold
Fold the sides of the tortilla in toward the center. Then, starting from the bottom edge closest to you, tightly roll the tortilla up and away from you, tucking in the sides as you go. The key is to keep it tight without tearing the tortilla. Place seam side down to help seal.
Create the crispy cheese exterior
For the signature cheese crust, sprinkle about 2 tablespoons of shredded cheese directly onto a heated griddle or non stick pan. Place the burrito seam side down onto the cheese. Press gently with a spatula and cook for 2 to 3 minutes until the cheese forms a golden crust. Carefully flip and repeat on the other side. This step takes your burrito from good to extraordinary.
A grilled cheese burrito with rice and meat. Save
A grilled cheese burrito with rice and meat. | yumrica.com

The smoked paprika is the secret ingredient that transforms this from an ordinary burrito to something special. I discovered this by accident when I ran out of regular paprika during a snowstorm and had to substitute. My husband declared it was the best version I'd ever made, and now it's a non negotiable ingredient.

Storage Tips

These burritos are best enjoyed fresh off the griddle when the exterior is crispy and the interior is hot and melty. However, if you need to store leftovers, wrap each cooled burrito individually in aluminum foil and refrigerate for up to 3 days. Avoid microwaving when reheating as this will make the tortilla soggy. Instead, unwrap and place in a dry skillet over medium heat for about 5 minutes per side until heated through and crispy again. The texture won't be quite as perfect as fresh, but still delicious.

Customization Options

The beauty of this recipe is how easily it adapts to different preferences and dietary needs. For a vegetarian version, substitute the ground beef with black beans, crumbled tofu, or plant based ground meat alternatives. Chicken works beautifully if you prefer poultry simply season the same way as the beef. For a spicier version, add diced jalapeños or a sprinkle of cayenne pepper to the meat mixture. Low carb adaptations can include cauliflower rice instead of fried rice and low carb tortillas. Make it your own by adding guacamole, pico de gallo, or different cheese varieties.

Serving Suggestions

Serve these burritos as the star of your meal with simple sides that complement without overwhelming. A light side salad with cilantro lime dressing makes an excellent accompaniment. For a more substantial meal, serve with Mexican street corn or black bean salad. These burritos are perfect for casual entertaining set up a build your own burrito bar with all the components and let guests customize their own before you grill them. Provide extra spicy mayo, salsa, and guacamole for dipping. For beverages, nothing beats an ice cold Mexican beer, horchata, or a margarita if you're feeling festive.

A grilled cheese burrito on a plate. Save
A grilled cheese burrito on a plate. | yumrica.com

Recipe FAQs

→ Can I make the grilled cheese burrito vegetarian?

Absolutely! You can substitute the ground beef with plant-based alternatives like seasoned black beans, lentils, or commercial meat substitutes. Season them the same way for maximum flavor, and follow the remaining instructions as written.

→ What's the best way to achieve a crispy exterior?

For the crispiest exterior, make sure your griddle or pan is properly preheated to medium-high heat. The cheese-on-griddle technique works wonderfully - sprinkle shredded cheese directly on the cooking surface, then place the burrito seam-side down on the melting cheese. Press gently with a spatula while grilling for even browning.

→ Can I prepare components of this burrito ahead of time?

Yes! The seasoned beef mixture can be prepared 1-2 days ahead and refrigerated. The fried rice and spicy mayo can also be made in advance. When ready to serve, reheat the components and assemble fresh burritos for the best texture and flavor.

→ What type of cheese works best for this burrito?

While the recipe calls for nacho cheese sauce inside, the exterior grilling works best with shredded cheeses that melt and crisp nicely. Consider using a combination of cheddar and monterey jack for ideal melting properties and flavor. For a more authentic Mexican touch, try using queso quesadilla or Oaxaca cheese.

→ How can I keep the burrito from falling apart while grilling?

Proper wrapping technique is key. After placing fillings in the center of the tortilla, fold in both sides, then fold the bottom over the filling and roll tightly upward. For extra security, wrap in foil for a few minutes before grilling to help it hold its shape. When grilling, always start with the seam side down to seal it.

→ What sides pair well with this burrito?

This hearty burrito pairs wonderfully with fresh sides like a simple green salad, Mexican street corn (elote), cilantro-lime rice, or black beans. For dipping, consider serving with extra spicy mayo, guacamole, pico de gallo, or a fresh salsa verde.

Grilled Cheese Burrito

A loaded burrito with seasoned beef, fried rice and melty cheeses, grilled to crispy perfection.

Prep Time
10 min
Cook Time
20 min
Total Time
30 min

Category: Snack Remedies

Skill Level: Intermediate

Cuisine: Mexican-American

Serves: 4 Servings (4 burritos)

Dietary Preferences: ~

Ingredients

→ Ground Beef

01 1 pound ground beef
02 1 tablespoon olive oil
03 1 onion, diced
04 1 teaspoon salt
05 1 teaspoon black pepper
06 1 teaspoon smoked paprika
07 1 teaspoon dried oregano
08 1/2 cup tomato sauce

→ Assembly

09 4 large flour tortillas
10 3 tablespoons spicy mayo
11 1 cup fried rice
12 1 cup nacho cheese sauce
13 1 cup sour cream
14 1 cup tortilla chips

Steps

Step 01

Sauté onion until soft. Add beef and seasonings, cook until browned. Add sauce and simmer 5 minutes.

Step 02

Layer spicy mayo, rice, cheese sauce, sour cream, chips, and beef on tortillas.

Step 03

Fold sides and roll tightly from bottom to secure filling.

Step 04

Optional: sprinkle cheese on griddle, place burrito seam-down. Grill 2-3 minutes per side.

Step 05

Serve hot with extra spicy mayo for dipping.

Notes

  1. Copycat recipe
  2. Can customize fillings
  3. Best served immediately

Tools You’ll Need

  • Medium pot
  • Large skillet
  • Cutting board
  • Knife
  • Measuring cups and spoons

Allergen Info

Check all ingredients for potential allergens and consult a healthcare professional if needed.
  • Please check ingredients for potential allergens and consult a health professional if in doubt.